Bonnie Prince Charlie's Jacobite army reached Derby on 4 December 1745 — the southernmost point of the march that had begun at Glenfinnan. London was in panic; the Bank of England paid out in sixpences to delay bank runs. At a council of war in Derby, the army voted to retreat despite the Prince's protests. Derby is where the '45 turned. Had they marched on, with the government's forces divided and London undefended, the outcome might have been very different. The retreat became a rout at Culloden four months later.
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